Buying Property in Portugal: What Foreigners Need to Know in 2025
Why Portugal Remains a Top Destination in 2025
Portugal continues to be one of the most attractive countries in Europe for foreign homebuyers. With its mild climate, excellent healthcare, low crime rates, and welcoming lifestyle, it's no surprise that people from the U.S., Canada, U.K., France, Germany, China and Brazil are seeking to invest or relocate here. Whether you're dreaming of retiring by the sea, working remotely from a charming town, or investing in a growing real estate market, Portugal has something to offer.
Can Foreigners Still Buy Property in Portugal?
Yes, foreigners can absolutely buy property in Portugal. There's no citizenship or residency requirement to purchase real estate here. The Portuguese government continues to welcome international buyers, and the process is relatively straightforward compared to other European countries. However, working with experienced local professionals is essential to avoid costly mistakes.
Legal & Immigration Changes in 2025: What You Need to Know
Over the past year, Portugal has introduced important changes to its immigration and tax laws:
The Golden Visa program no longer accepts property purchases as a qualifying investment. This has shifted attention to other pathways.
The Non-Habitual Resident (NHR) tax regime which offered attractive tax breaks has been officially phased out. Transitional rules apply for those already in the system, but it’s no longer available to new applicants.
D7 Visa (Passive Income Visa): Ideal for retirees and remote workers with regular income (e.g., pensions, dividends, rental income).
D8 Visa (Digital Nomad Visa): Designed for remote workers employed outside of Portugal, this visa continues to grow in popularity.
Buying a home doesn’t automatically grant residency, but owning property can support your visa application and help build a case for long-term settlement.
What You Need to Buy a Property in Portugal
If you’re planning to purchase a home in Portugal, you’ll need to prepare a few key documents:
NIF (Portuguese tax number): Essential for any legal or financial transaction
Portuguese bank account
Power of Attorney (POA): If you're abroad, this allows a local representative to handle the process for you
Independent lawyer or consultant to ensure due diligence
We recommend working with professionals who understand both the local regulations and the expectations of foreign clients.
Is Buying a Home Enough to Live in Portugal?
Not by itself. Purchasing property does not grant you automatic residency. However, owning real estate can strengthen your visa application by proving financial stability and long-term commitment. For D7 or D8 applicants, a rental contract or property deed is often required to prove a place of residence.
If you're thinking of retiring, relocating with your family, or establishing a base in Europe, buying the right property in the right place is a powerful step but it should be part of a broader relocation strategy.
Why It Pays to Have the Right Support
Portugal’s buying process is friendly, but navigating it from abroad can be challenging. Working with experienced professionals, especially those who know the country intimately, helps you avoid common pitfalls, understand your options, and feel supported at every stage.
At FOUND, we’re architects with deep local knowledge. We guide you through the entire journey, from choosing your ideal region to understanding visa pathways and securing your perfect property. We’re not just consultants; we’re your trusted eyes and hands on the ground.
Final Takeaways
Foreigners can buy property in Portugal without restriction
2025 brings changes in tax and visa policies - stay informed
Owning a home supports, but doesn’t guarantee, residency
The right support helps turn your vision into a confident, clear reality
Ready to explore your options? Let us guide you through the journey of finding your place in Portugal.
